Before we start "House Hunting" it is imperative to find out what homes are within your price range. Getting pre-qualified helps determine how much you can afford based on specific financial information you share with your lender. The lender does not verify this information, and consequently, there is no guarantee you will qualify for the loan amount. However, getting pre-qualified requires that the lender verify your financial information, and does serve as a commitment to lend a specified amount based on that verified information. This gives you significant buying power with the seller who recognizes you will be approved for a loan. At Open Door Realty, to qualify our buyers, we use their financial information to estimate the maximum mortgage within their personal budgets. When it comes to financing, we provide you with hundreds of options as well as trusted assistance in making sound financial decisions. Take advantage of low interest rates and fees, complimentarily pre-qualification, easy application process, a wide variety of lenders and products to choose from, highly trained mortgage consultants, and local loan processing which minimizes the time you spend at closing.

Typically, monthly house payments should be around 28 to 30 percent of the total monthly gross income. Total monthly debt (e.g., car payment, credit cards and loans) should not be more than 36 to 40 percent of the gross monthly income.

At Open Door Realty Plus, Inc. it is our goal to enhance the quality of our customers lives by providing homeownership through comprehensive mortgage solutions with high degree of trust, knowledge, and respect and convenience.